Rental Insurance Requirements

Our Rental Equipment Protection (REP) will waive accepted claims (up to $500,000 per occurrence) against you for the direct physical loss, including damages, repairs and/or replacement, to the rental equipment. REP is not required if a Certificate of Insurance (COI) is provided to Holt of California prior to the execution of the rental agreement If proof of insurance cannot be provided, as evidenced by a COI, REP is required at an additional charge. For more information regarding REP, please visit https://www.holtca.com/rental/rep or contact your Holt of California Representative. 

The Insurance requirements for a COI are listed below and a Sample COI can be found here

Summary of basic insurance requirements for all Certificates of Insurance (COI): 

1. Name and address of insured customer. The insured’s name and account should be the same or the insured should be listed as subsidiary on the account. 

2. Holt of California/The CAT Rental Store must be listed as the certificate holder. 

3. Holt of California/the CAT Rental Store, PO Box 100001 Sacramento, CA 95813 must be listed as additional insured and loss payee. 

 

The Certificate of Insurance MUST list the following information if the customer is renting: 

4. Contractor’s Equipment 

a.Proof of General Liability ($1 million minimum) 

b.Proof of Rented or Leased Equipment Coverage 

c. Policy Number (for Rented or Leased Equipment Policy) 

d. Policy Number (Hired Auto Physical Damage) 

e.Effective/Expiration Dates (Full Rental or Leased Equipment Policy) 

This is coverage for equipment that does not require a tag for over the road use. 

5. Trucks/Over-the-Road Vehicles 

a.Proof of General Liability ($1 million minimum) 

b.Proof of Non-Owned Auto Liability ($1 million minimum) 

c. Policy Number (Non-Owned/Hired Auto Physical Damage) 

d.Policy Number (Hired Auto Physical Damage) 

e.Effective/Expiration Dates of Auto Liability Policy 

This is coverage for licensed vehicles and must be listed under the automotive liability section. 

6. Scheduled Equipment 

a.Proof of General Liability ($1 million minimum) 

b.Proof of Rented or Leased Equipment Coverage 

c. Policy Number (for Rented or Leased Equipment Policy) 

d.Effective/Expiration Dates (Full Rental or Leased Equipment Policy) 

Note: 

Each customer is required to carry property damage, public liability and third party property damage insurance during the rental according to the Holt of California/The CAT Rental Store Rental Agreement. 

Branches and customers should fax or e-mail all COIs to (614) 448-2708, certificates@jtbatesgroup.com. 

For questions regarding Certificates please call the Credit Department at (916) 921-8880